The Creditor runs the underlying set of algorithms responsible for managing the issuance of credits and debits on a Member's local machine, based on actual network bandwidth, compute, and Node reliability as well as the usage and performance of a Node's individual Dynos. The Creditor is responsible for the end-to-end security of this process, ensuring that a Nodes performance logs have not been tampered with to artificially inflate the number of credits it is entitled to.